Keep More of What You’ve Built: Retirement Income, Taxes and Lasting Wealth

Building wealth and making it last require different approaches. Once the paycheck stops, dependable income, realistic spending and thoughtful tax planning become essential pieces of your retirement picture.

On this episode of Understanding Money with the Noles Group, Matt McClure joins Parker Noles, Chandler Noles and Jack Rivers to explore five habits that can help retirees preserve what they’ve built: establishing an income floor, diversifying with purpose, setting sustainable spending goals, protecting against major risks and thinking long term.

The team also discusses why lower-income years may present retirement tax planning opportunities, what to consider before a Roth conversion, and how withdrawals can affect Social Security taxation and Medicare premiums. They explain why coordinating with your CPA matters—and why paying the least tax this year isn’t always the best long-term goal.

Plus, the group examines the 2027 Social Security cost-of-living adjustment projection discussed at recording and why a larger benefit check doesn’t necessarily translate into greater purchasing power.

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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!

Book a no-obligation appointment online: https://www.thenolesgroup.com/lets-talk/ 

Check out our website: thenolesgroup.com

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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.