In this episode of Understanding Money with the Noles Group, the team explores a major update to one of retirement planning's most famous guidelines—the 4% rule. New research suggests retirees may be able to safely withdraw more from their portfolios than previously thought, but the answer isn't as simple as a new number.
The conversation also tackles growing concerns about Social Security's long-term future, what the latest trustee report means for future retirees, and why planning around potential benefit reductions may be more important than ever.
Plus, inflation is pushing projected Social Security COLAs higher for 2027, and the team explains why a larger benefit increase isn't always as positive as it sounds.
Finally, the show closes with an important discussion about the "widow's tax" and the financial challenges surviving spouses often face after losing a partner. Learn what proactive steps can help protect both spouses and create greater financial security.
If you'd like help building a retirement strategy tailored to your goals, reach out to the Noles Group for a complimentary consultation.
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About the Podcast:
This is the Understanding Money Podcast– with CEO and founder Danny Noles of the Noles Group. Danny has spent more than 30 years helping people achieve their financial dreams. His goal is to give you the tools you need to retire with confidence. He is here to help you see through the financial fog!
Book a no-obligation appointment online: https://www.thenolesgroup.com/book-an-appointment
Check out our website: thenolesgroup.com
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Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth.
But this isn't just about problems—it's about solutions. Whether you're already retired or approaching retirement age, this episode provides actionable insights to help protect your financial future from inflation's compounding effects. The Noles Group offers complimentary consultations to listeners ready to build a retirement plan that holds up against rising costs.
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